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IRAs are a great way to save for your retirement years and possibly lower your taxes! Consider our Traditional or Roth IRAs.

  • Funds deposited into variable rate Trego-WaKeeney State Bank Certificates of Deposit


  • Contributions may be deductible and earnings are tax deferred
  • Withdrawals may begin at 59 ½ and are mandatory at 70 ½
  • No minimum age is required as long as individual has earned income and is filing a tax return
  • No set up or administration fees


  • Earnings are tax free as long as 5 year waiting period is satisfied and qualifying distribution rules have been met
  • Non-deductible contributions
  • Withdrawals may begin at age 59 ½
  • No maximum age to open or contribute. Contributions may continue after the age of 70 ½ as long as the individual has earned income and files a tax return
  • No set up or administration fees

Contact us for more information about our retirement accounts.


Important Information about Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, social security number, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. Additionally, if you are opening a business account, we will ask for documents that verify the business ownership.

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